Subject: Hey. We Owe You Some Money

From: "hayes cicely" <[email-masked]>
Date: Tue, 28 Jun 2005 18:01:45 +0100

Dear Homeowner,

We sent you an email a while ago, because you now qualify for a

much lower rate based on the biggest rate drop in years.

You have been pre-approved for a $400,000 Home Loan with a Low Fixed Rate.

Follow this link to process your application:

1 Minute Approval Form.

Sincerely,

David Morrison

Senior Account Manager

Rogan and Associates, LLC

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