Subject: Urgent! Refinance now! No Closing Costs, No Fees!

From: "Terry Ellison" <[email-masked]>
Date: Sun, 19 Nov 2006 17:03:10 -0600

Dear Homeowner,

Still paying too much for your current mortgage? 

Great News, You are Pre-qualified for the lowest rates.
Our loan department is trying to reach you One Last Time
since previous attempts to contact you  all failed. 

You qualify for up to $800,000 for a monthly 
pmt as low as $670
Save up to 20% off current payment, guaranteed!

Please complete this final step upon receiving this notice
immediately, and submit your application now: 

http://geocities.yahoo.com.br/gabusa92139/?vhfq

Best Wishes,
Conrad Chavez

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